The Ultimate Information Hub

A chronic back pain is prevalent among those who sit and work on all their laptops or desktops all day long. There are a few asanas which if duly practiced can cure you back pain in not time. I have just mentioned the names of a few recommended asanas without going into much detail. I request you to google these asanas to learn more about them.

1. Marjari Asasna: Also called as Cat’s Pose, this asana is helpful for strengthening spinal flexibility.
2. Parvat and Bhujangasan: A comibination of Parvat and Bhujangasan is great for improving the strength and flexibility of the Back.
3. Merudandasan: This one is recommended for relieving backache and stress.
4. Salabhasana: The asana strengthens the abdominal muscles as well as the legs and arms, relieves stress, and improves posture.

It is advisable that you practice all the above mentioned asanas under the supervision of a Yoga instructor.

Air France is back into the limelight for all the wrong reasons. A fortnight after over 50 Indian passengers alleged they were victims of racial profiling while flying Air France, ten Indians, travelling by the same airline, met a similar fate when they were stranded for an entire night in a Paris airport lounge.
The Indians, flying to Mumbai from Washington via Paris, complained that they were confined to the lounge on Monday with just some water and a sandwich after their plane reached Paris late from Washington and they could not board the connecting flight to Mumbai. The passengers of the flight AF025 alleged that while they had to remain at the airport, people with American passports were given transit visas, provided accommodation and taken care of. Complaining of discrimination and insensitivity towards them, a passenger Gwyneth Alphonso said, “We were not put on the immediate connecting flight on the same day. We were told that we have to just adjust within the environment. (Those) who held American passports were given visas and accommodation and were taken care of. But we who had Indian passports were the only ones to be denied any kind of help at that place”.

I am not aware of what in reality happened but if whatever the media has portrayed is true then this stands to be a clear cut case of discrimination and negligence of duty. This incident has thrown Air France in a poor light and many Indian passengers may contemplate to fly this airline. The concerned officials should be sacked with immediate effect. The Indian government must ensure that stern action is initiated against this French Airline for the mistreatment of Indians.

The Nokia E71 is a great slab-style QWERTY sleek phone, better than any E series phone available in the market. It comes loaded with plenty of essential business features including GPS, Wi-Fi, HSPDA and exchange support. It comes equipped with a 1500mAh battery which can ensure 14 hrs of continuous talk time. That’s quite massive. Isn’t it? The 2.4-inch screen with a resolution of 320×240 gives you a pleasant viewing experience. The clarity is crisp and clear even in moderate sunlight. Besides all the essential business features this phone supports Nokia has also given considerable attention for multimedia. The phone features an integrated 3.2 megapixel camera and a music player to take care of your entertainment needs. I just can’t stop raving about this phone. If there is phone that can pose serious competition to the best selling IPhone 3G then it is undoubtedly got to be this amazing business phone. This phone is quite affordable and worth every penny you pay for it. It is quite decently priced at 350$ far better than the much hyped and overpriced IPhone.

Travel does not have to be a pain. Standing in long queues for security checks won’t get any easier with security concerns rising day by day but there are a few things you can do to make life easier and travel an enjoyable experience.

Check-in Online: If you are flying economy use the online check in offered by several airlines. An early online check in will ensure that you don’t get stuck with a crummy middle seat. Some airlines offer additional miles for checking in online.

Carry Noise-cancelling Headphones: These gadgets can make the noise from those gigantic General Electric or Rolls Royce engines on the wing just vanish.

Carry an IPod: Do you know how boring long international flights can get? While you have your laptop with you, the Ipod is terribly convenient device to have.

Be careful with your Credit Cards: Two parts of the world where you have to be extra cautious with your plastic card is South-east Asia (Bangkok and Jakarta in particular) and the United States. Scammers are always on the prowl trying to rip off your card, so just be a bit careful. Using cash in some countries makes better sense.

Loyalty Cards: Even though Loyalty cards have a bad habit of weighing down your wallet, they can be very useful to collect points if you want to go on your personal vacation and spend huge amounts of cash.

Use Trains: In many parts of the world, using high-speed trains is a lot more convenient than flying, though train tickets on certain sectors such as New York- Boston or London-Paris can be actually more expensive than flying. But remember trains don’t have long security queues. And since train stations are invariably in the middle of the town, it is much more convenient too.

Book Smartly: It is always better if you book your tickets yourself rather than relying on some tourist agent. It makes a lot of sense as you can end up saving a lot of bucks.

You don’t have to worry about paying your mobile bills on time anymore? Now you can make all your mobile payments using India’s largest and the most secure mobile payments platform, mChek. This innovative application can be installed on your mobile phone in a few seconds and then you can pay all your mobile bills anywhere, anytime at your convenience.  The mChek product was voted the “Most Innovative Mobile Customer Care Solution” by the GSMA, The Global Mobile (GSM) Phone Association.

This service has already made a huge impression on all the mobile users as it is estimated that more than 1 million users are using this service. Apart from mobile payments this service also offers the users to pay insurance premiums, buy air tickets & bus tickets, book movie tickets with ease. Join the community of mChek users today and discover the simplest way to pay.

ITzCash claims to be the first multi-purpose card which can be used to serve many purposes. ITzCard is promoted by Essel group which is one of the prominent business houses in the country. This smart card is convenient to use and facilitates online and mobile payments for a host of services which include Shopping, Travel booking, Mobile recharges, Entertainment Booking, Book subscriptions, Gaming, Donations & Charity, Matrimonial and many more. The unique advantage of this card is that it is easy to acquire and no additional charges are incurred to buy this card. Currently this smart card has tie-ups with more than 3000 merchants and this number is expected to increase in the next few years. The card is available in approximately 150,000 “ITzCash Point” outlets across the country. ItzCash cards are available in various denominations starting from Rs.100 to Rs. 10,000.If the transaction facility exceeds Rs 10,000 you can make use of the fund transfer facility. The scratch card comes with a 12 digit account number and a 4 digit password which are required to perform any transaction. If you are interested to buy ItzCash prepaid card click here or sms ITZBUY to 57575 or call customer care on 022-26181212 and ask for details.

There are some hidden banking charges you probably wouldn’t be aware of. Financial advisors always recommend that you must get to know the banking charges in and out before you leap at the enticing services being offered by your bank.  These so called hidden charges come with a price.

Standing Instruction fee: Banks offer to relieve you of the trouble of remembering regular payments. While this facility helps you avoid late payments, you must be prepared to shell out between Rs 50 and Rs 150 per instruction. PS: Private banks charge more than the public ones.

Cash Payment Penalty:  Do you have the habit of leaving your credit card bill payments for the last day just before the bank closes? This flexibility will cost you Rs 100 each time. Don’t be surprised. This is a relatively new entrant to the schedule of bank fees.

Banking Channel Usage fee:  Many banks allow only a limited number of free cash transactions every quarter. Very few banks mention   upfront that only the first few transactions on any channel ( Internet banking, phone banking, ATM and branches). There is a myth that Net Banking is a free facility. Initiating a real time gross settlement transaction- an instant fund transfer mechanism for over Rs 1 lakh – costs at least Rs 50 per transaction. Also, every time you go to the branch to request a reissuance of your Internet user ID or password –or miss hearing the option on the IVR system – be prepared to pay Rs 50.

At Par cheque fee: Most banks offer payable-at-oar cheques , which are treated as local clearing cheques across the bank’s branch network. While most private banks offer at least one such cheque book free per quarter, others charge Rs 3-25 per cheque. It is advisable that you go through the bank’s schedule of charges and decline such a chequebook if you do not require the facility.

Penalty on carelessness: For some banks, stupidity is a chargeable offence. At a leading private bank, for instance, for instance, if you deposit cash in the cheque drop box, you need to pay a fine of Rs 100; Rs 300, if the deposit amount is over Rs 500.

I reckon you all are pretty well aware of the fact that elections in India are bound to happen sometime this month.  Let’s us be honest and ask ourselves this question. How many of us really care about the government? Have you ever cast your vote?  It has been estimated that nearly 60-70% of the educated Indians don’t vote.  I firmly believe that our vote can make a lot of difference and it is essential that each one of us should cast our vote to help in building a better India. From the very beginning I refrained from writing about politics in this site. But having understood the importance of voting I decided to share my thoughts on the significance of casting our vote. You can cast your vote to any party, which you think deserves to win. But please do vote.  I understand that it is really very hard to select a deserving candidate to vote for. But I advise you to cross check the credentials of the candidate, the welfare schemes he had implemented and the proposed election manifesto that contains all the future plans of the party. By duly casting our caste we can ensure that the right government, which is interested in people and not money, comes to power.  I sincerely urge all the citizens of India to cast their vote as it our duty and responsibility to lead India to the path of sustained progress.

Gold prices have surged to record highs in the past few years.  Gold had once again gained its glitter and has proven to be a safe investment option for budding potential investors or for those looking to diversify their portfolio with gold investment. If you buy jewelry then you are bound to pay making charges. Instead if you opt for gold coins, bars or biscuits there is negligible making charge and lesser risk of impurity.  If you are an avid collector of gold coins then you will most probably reap huge profits in the near future. In today’s rapidly changing global economy change is inevitable so we must be prepared to adapt to the uncertain changes. An investment in gold can greatly enhance your portfolio as you can be assured that your investment increases over time.

Gold coins are easy to purchase and sell. So how do I buy gold coins? One viable option is you can approach the stock market or you can directly buy gold in the form of coins, bullion etc from specialist dealers in the market. GoldCoinsGain.com is one of the reputable and reliable dealers in gold investment for over many years. This amazing site really stands out from the rest as it contains a detailed description of almost all the different types of gold coins available in the market and clearly explains why you should buy gold bullion. If you are keen on capital appreciation within a short span of time then you can go for bullion coins. If you aren’t sure where to get started don’t hesitate to contact a customer care representative over the phone for he will offer all the assistance needed to make your first purchase, advice on gold ira transfer and address all your concerns pertaining to investing in gold. Aspiring Investors who would like to get started with gold investment can avail this wonderful opportunity and get in touch with a customer representative for the best prices in the market. So what are you waiting for? Invest in gold to appreciate your capital, secure our future and make your investment worthwhile.

Australia’s loss to South Africa in the fourth one day match has enabled India to climb to the second spot in International Cricket Council’s ODI rankings. Australia lost seven out of nine matches it had played against South Africa this year and this had caused Australia slip to the third spot. The current Australian side’s ranking is considered as the lowest since rankings were introduced by ICC in 2002. There is still a slim chance for Australia to retain its second spot. This can happen only if they win the last match in Johannesburg on Friday. South Africa leads the table with 127 points while India is on 122 points and Australia on 121. This is the highest position India has attained in the ODI Rankings. Currently India holds the third position in test rankings. Indian cricket has reached great heights under Dhoni’s formidable leadership in the recent years. Let us just hope and pray that India reaches the top spot sometime soon in the near future.