The Ultimate Information Hub

You don’t have to worry about paying your mobile bills on time anymore? Now you can make all your mobile payments using India’s largest and the most secure mobile payments platform, mChek. This innovative application can be installed on your mobile phone in a few seconds and then you can pay all your mobile bills anywhere, anytime at your convenience.  The mChek product was voted the “Most Innovative Mobile Customer Care Solution” by the GSMA, The Global Mobile (GSM) Phone Association.

This service has already made a huge impression on all the mobile users as it is estimated that more than 1 million users are using this service. Apart from mobile payments this service also offers the users to pay insurance premiums, buy air tickets & bus tickets, book movie tickets with ease. Join the community of mChek users today and discover the simplest way to pay.

There are some hidden banking charges you probably wouldn’t be aware of. Financial advisors always recommend that you must get to know the banking charges in and out before you leap at the enticing services being offered by your bank.  These so called hidden charges come with a price.

Standing Instruction fee: Banks offer to relieve you of the trouble of remembering regular payments. While this facility helps you avoid late payments, you must be prepared to shell out between Rs 50 and Rs 150 per instruction. PS: Private banks charge more than the public ones.

Cash Payment Penalty:  Do you have the habit of leaving your credit card bill payments for the last day just before the bank closes? This flexibility will cost you Rs 100 each time. Don’t be surprised. This is a relatively new entrant to the schedule of bank fees.

Banking Channel Usage fee:  Many banks allow only a limited number of free cash transactions every quarter. Very few banks mention   upfront that only the first few transactions on any channel ( Internet banking, phone banking, ATM and branches). There is a myth that Net Banking is a free facility. Initiating a real time gross settlement transaction- an instant fund transfer mechanism for over Rs 1 lakh – costs at least Rs 50 per transaction. Also, every time you go to the branch to request a reissuance of your Internet user ID or password –or miss hearing the option on the IVR system – be prepared to pay Rs 50.

At Par cheque fee: Most banks offer payable-at-oar cheques , which are treated as local clearing cheques across the bank’s branch network. While most private banks offer at least one such cheque book free per quarter, others charge Rs 3-25 per cheque. It is advisable that you go through the bank’s schedule of charges and decline such a chequebook if you do not require the facility.

Penalty on carelessness: For some banks, stupidity is a chargeable offence. At a leading private bank, for instance, for instance, if you deposit cash in the cheque drop box, you need to pay a fine of Rs 100; Rs 300, if the deposit amount is over Rs 500.

Gold prices have surged to record highs in the past few years.  Gold had once again gained its glitter and has proven to be a safe investment option for budding potential investors or for those looking to diversify their portfolio with gold investment. If you buy jewelry then you are bound to pay making charges. Instead if you opt for gold coins, bars or biscuits there is negligible making charge and lesser risk of impurity.  If you are an avid collector of gold coins then you will most probably reap huge profits in the near future. In today’s rapidly changing global economy change is inevitable so we must be prepared to adapt to the uncertain changes. An investment in gold can greatly enhance your portfolio as you can be assured that your investment increases over time.

Gold coins are easy to purchase and sell. So how do I buy gold coins? One viable option is you can approach the stock market or you can directly buy gold in the form of coins, bullion etc from specialist dealers in the market. GoldCoinsGain.com is one of the reputable and reliable dealers in gold investment for over many years. This amazing site really stands out from the rest as it contains a detailed description of almost all the different types of gold coins available in the market and clearly explains why you should buy gold bullion. If you are keen on capital appreciation within a short span of time then you can go for bullion coins. If you aren’t sure where to get started don’t hesitate to contact a customer care representative over the phone for he will offer all the assistance needed to make your first purchase, advice on gold ira transfer and address all your concerns pertaining to investing in gold. Aspiring Investors who would like to get started with gold investment can avail this wonderful opportunity and get in touch with a customer representative for the best prices in the market. So what are you waiting for? Invest in gold to appreciate your capital, secure our future and make your investment worthwhile.

This American e-commerce company was incorporated by Jeff Bezos in 1994.Its initial services were restricted to an online bookstore, Cadabra.com but soon afterwards it diversified its products and started selling VHSs, CDs, VCD’s, DVDs, computer software, apparel, electronic items, toys, grocery etc and the list goes on. It started with selling products over the Internet. Being traded as AMZN in NASDAQ; it was one of the hot stocks of dot.com bubble in the late 1990’s.Initially a lot of critics were skeptic about this business model and it took a while for amazon.com to set the cash registers ringing. This company registered its first annual profit only in 2003 and since then there was no looking back. The company continued to make profits and generated revenue of about US$ 15 billion approx in 2007. According to Citigroup analyst Mark Mahaney, “Amazon has one of the best fundamental outlooks among all U.S. Internet stocks going into 2008.”It is indeed quite blatant that Amazon’s stock has climbed 143.9% since the start of last year. The headquarters of this retail giant is located in Seattle, Washington. It has also established its presence in many other countries which include United kingdom, France, Canada, Germany, Austria, China and Japan. Currently Amazon provides global shipping only on selected products. I am sure you must have heard of IMDB, which provides an online database to almost all the movies worldwide. Well, this company was bought by Amazon in 1998.For a list of all its acquisitions you refer to the internet. It would be beneficial to the consumers if this online retail giant can extend its global shipping on many more products. I would also like to see Amazon initiate its operations in India soon. Will that happen? Let’s wait and watch.

It has rather been a long wait for all the Indians to experience the world of 3G. The 3G services in Chennai were launched by Tamil Nadu chief minister M Karunanidhi, who made the inaugural call to minister IT Minister Raja.3G offers a host of power packed features that include rich voice, data and video services, mobile TV, video on demand etc. The new service will render remarkable data speed of up to 2 Mbps against the existing 144 Kbps over the GPRS and EDGE enabled mobile networks. BSNL plans to invest Rs 2700 crores in the next few months to provide 3G services in all the important cities. BSNL has planned to expand 3G services to 13 more cities by Feb end. As for the 3G tariff is considered there are three monthly subscription option s of Rs 350, Rs 650 and Rs 1,350 respectively.et in touch with the customer care to know any further details.

Have you invested in gold based mutual funds during the last one year? If you had done so then you have hit the jackpot. It has been found that the top 10 funds that has generated returns of  25% or more are either exchange traded funds (ETF) or a gilt scheme. Most of the funds have badly performed in the last one year and have generated negative returns. In the past one year, Gold BEES, the gold ETF from Benchmark Mutual fund has given a return of 30.5% while UTIMF’s gold ETF returned 29.5%.The stock market had plummeted sharply from 17,349 on Feb 22, 2008 to 8,843 on Friday indicating a loss of nearly 49%.The worst performing MF in the last one year is JM’s small and midcap fund yielding a negative return of 81.3%. Currently the price of gold is quoted at an all time peak at Rs 15,600 per 10 grams .As long as the prices of gold continues to raise, the chances of making money in gold based MF’s are also high.

The Indian DTH market has reached unprecedented heights in a short span of time. Recently, Reliance, Airtel and Sun have penetrated into the DTH market. The DTH market in India stands at roughly seven million subscribers which is less than 10% of the 85 million cable TV subscribers in the country. Industry analysts have predicted DTH to touch 25 million subscribers by 2012.The services offered by all the new major entrants are unmatched picture clarity, movies on demand and a host of other interactive services. The motto of every new entrant is to emerge as the leading player in the DTH market. Videocon is all expected to launch full-fledged DTH services by early 2009.As of now Dish TV leads with the largest number of subscribers followed by Tata Sky and Sun direct. Apart from the picture quality pricing is the main criterion on which consumer’s choice will depend on. So the new entrants will have to be cautious in providing a wide range of tariff plans to attract customers.

You don’t have to worry about getting bogged down while browsing in your laptop using your outdated CDMA USB modem anymore. Recently, Tata Indicom, the most trusted telecom service provider in India unveiled Photon+ HSIA (High Speed Internet Access). This modern technology offers internet service at unbelievable speeds and provides you complete freedom to access Internet anywhere at your convenience. This innovative service is being offered through USB Modem and a Router. The installation process is quick and quite simple. All you need to do is plug in the USB Modem into your laptop/desktop and get ready to experience high speed internet service. This service is accessible only in selected areas. This unique service is available only in selected areas of Chennai, Jammu and Kashmir and North eastern states. The user can choose from wide range of flexible tariff plans. For tariff plans and further details please refer to the link below. http://www.tataindicom.com/HSIA-service.aspx